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Fast Access to Capital
Get the working capital your business needs in as little as 24 hours to cover urgent expenses or growth opportunities.
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Funding for Many Industries
From retail and restaurants to trucking and healthcare, we support a wide range of business sectors.
Why Business Owners Choose Fondos24
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Flexible Qualification Requirements
We look beyond credit scores to focus on your business performance and revenue-based potential.
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Dedicated Support Team
Work with our bilingual funding specialists who understand your needs and provide expert guidance.
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No Collateral Required
Access the capital you need without putting your personal or business assets at risk with our unsecured funding.
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Renewal Opportunities Available
Establish a relationship with us and access additional funding cycles as your business continues to grow.
How It Works
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Apply Online
Complete a simple online application in minutes. Fast and secure.
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Quick Approval
Receive a funding decision quickly. We look at your business potential, not just your credit score.
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Get Funded
Get funds deposited directly into your business account. Use your working capital to grow.
Minimum Requirements
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3+ Months in Business
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$10,000+ Monthly Revenue
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Active Business Bank Account
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U.S.-Based Business
Fast, Transparent, and Built for Your Growth
At Fondos24, we specialize in providing immediate working capital, merchant cash advances, and revenue-based financing to help small businesses thrive. We are deeply committed to supporting Hispanic-owned businesses with a process built on speed, transparency, and personal support.
Carlos M.
$45,000 Funding • Restaurant Owner
"Fondos24 understood my need for fast working capital. I got approved and funded specifically for my inventory expansion in less than 24 hours. The speed is unmatched."
★★★★★
Trusted by Business Owners
Real success stories from entrepreneurs who secured the capital they needed to grow with Fondos24.
Maria S.
$120,000 Funding • Logistics & Trucking
"With a Merchant Cash Advance from Fondos24, I was able to repair my fleet and keep my contracts running. The approval process was transparent and incredibly helpful for my U.S.-based business."
★★★★★
Robert J.
$85,000 Funding • Manufacturing
"Fondos24 provided revenue-based financing that helped us scale our production line. No personal collateral was needed, and we saw the funds in our bank account the very next day."
★★★★★
See How Much Your Business May Qualify For
Quick application with no obligation. Applying does not impact your credit score, as we use a soft credit check to see your initial options.
Common Questions About Business Funding
What is a Merchant Cash Advance?
A Merchant Cash Advance (MCA) is a fast way to access working capital based on your future sales. Unlike a traditional loan, payments are flexible and scale with your business revenue.
How much funding can I qualify for?
Business owners can qualify for $5,000 up to $500,000 in funding. Your qualification is primarily determined by your monthly revenue and time in business.
Do I need perfect credit?
No. We specialize in providing business financing for owners with a range of credit backgrounds. We focus on your overall business health and revenue performance.
How quickly can I receive funding?
With our streamlined process, you can get approved and receive your working capital in as little as 24 hours. Speed is our priority.
How are payments made?
Payments are typically made through simple daily or weekly ACH withdrawals, or as a percentage of your credit card sales, ensuring they stay in line with your cash flow.
What documents are required?
The application is simple. Typically, we only require your last three months of business bank statements to provide a funding decision.