Our Journey
Empowering the backbone of the American economy
Founded in 2018, Fondos24 emerged from a simple observation: hardworking small business owners, particularly within the Hispanic community, were being underserved by traditional banking institutions. We saw brilliant entrepreneurs with solid operations being turned away due to rigid credit requirements and slow processing times.
We decided to build a bridge. By merging modern fintech efficiency with a deep cultural understanding of the businesses we serve, Fondos24 has become a trusted partner for thousands of merchants across the U.S. We don't just see numbers on a spreadsheet; we see the families, the employees, and the dreams behind every funding request.
Today, with over $20M funded and a presence in all 52 states, our mission remains unchanged: to provide fast, reliable capital so that no business misses its chance to grow.
Our Purpose
Empowering the Backbone of the American Economy
Our Mission
To provide accessible, fast, and transparent funding solutions that bridge the gap for small and Hispanic-owned businesses across the U.S., turning ambitious goals into sustainable growth.
Our Vision
To become the most trusted financial partner for independent enterprises, fostering a future where minority and small business owners have equitable access to the capital they need to lead their industries.
The Team Behind Your Growth
Meet the dedicated professionals at Fondos24 committed to empowering small businesses through accessible funding and strategic support.
Christian Sandoval
Managing Director
With 15 years in fintech, Ricardo leads our mission to bridge the funding gap for Hispanic communities.
Yohanna Lara
Head of Client Relations
Yohanna ensures every business owner receives personalized guidance and transparent communication.
Rosa Reyes
Risk Strategy Lead
Rosa develops our inclusive scoring models that look beyond credit scores to see business potential.
Our Core Values
At Fondos24, we lead with integrity and a deep commitment to the success of small businesses across the U.S. Our values define how we work and how we deliver for you.
Radical Integrity
We believe in honest, transparent funding solutions. No hidden fees, no surprises, just clear terms you can count on.
Business Empowerment
Our mission is to fuel the growth of small and Hispanic-owned businesses by providing the capital they need to reach their potential.
Unyielding Trust
Reliability is at our core. We aim to be the lifelong financial partner your business can turn to during every stage of development.
Tailored for Small Businesses
We understand the specific hurdles faced by local entrepreneurs. Our funding plans are crafted to meet the realities of your daily operations.
Why Businesses Rely on Fondos24
We bridge the gap between financial ambition and the capital needed to get there. Our commitment to Hispanic-owned and small businesses is non-negotiable.
Unwavering Transparency
No hidden fees, no complex jargon. We provide clear terms and straightforward evaluations so you always know where you stand with your funding.
Speed as a Priority
In business, time is money. Our fintech-driven approach ensures you get decisions within hours and funding faster than traditional methods.
$1.2M
Logistics Expansion
"Fondos24 understood our vision when traditional banks didn't. They helped us scale our fleet during a critical growth phase."
The Impact of Trust and Reliable Funding
Success Highlights
48 Hours
Retail Inventory
"We needed stock for the holiday season fast. The 24-hour approval promise isn't just marketing; it's how they operate."
98%
Renewal Rate
"Fondos24 is more than a funder; they are partners. Their Hispanic-owned business focus makes a real difference in our community."